Go Surfin

Wednesday, July 30, 2008

IRS Special Agent

Prepares a report which proves there is no law which requires you to file a return.

I had the opportunity to meet a man who was at that time an IRS criminal investigator. His name is Joseph Banister. He is a man who put honor above his personal situation with the IRS. He ignored the advice from the IRS trainers to not give any credence to the information put out by "tax protesters" and that all of this information is bogus.

Joe Banister did receive information about the IRS fraud and corruption from sources he felt were reliable which, were not the "tax protesters" and he did want to see if any of these allegations had any merit.

His investigation emanated in a 95 page report which questions several aspects of the income tax. The report shows that his independent investigation resulted in him supporting the tax groups and differing from the IRS propaganda.

Joe Banister is not an uneducated person. He was a Special Agent for the IRS criminal investigation division since 1993. Before that he was a tax professional and Certified Public Accountant for 9 years. He holds a bachelor degree of science, business degree, business administration.

It was a dream of his to be a federal law enforcement officer. In 1993 he became an IRS criminal investigator appointed to a position of GS-1811. His duties included investigating violations of US Code Title 26 (IR Code). He was authorized to serve search warrants and arrest warrants. He later became the asset forfeiture coordinator for central California.

He swore an oath to God to protect and defend the Constitution. "I have always taken my oath very seriously." he said. "I have also been mindful of maintaining my ethics and moral standards as a public servant," he continued.

Throughout this investigation Banister had many troubled nights. Brought into question were the IRS’ integrity and actions. Among the issues he investigated are: 1. Is the federal income tax voluntary? (See 26CFR 601.602) 2. Was the 16th amendment ratified? 3. Are federal income taxes used to operate the federal government? What he found was contrary to everything he believed.

This report was then sent up the chain of command at the IRS. What Banister wanted and expected was that the IRS would respond on a point by point basis showing Banister where he was in error. Instead, he received a letter stating that the IRS would not respond to these questions and asked Banister for a resignation in 7 days.

On February 25th, 1999 Joe Banister resigned as follows:

"I am very confused about the treatment I have received for a number of reasons. The first reason is because, on April 28th, 1998, you sent out a memorandum to all IRS employees regarding "Reporting of Misconduct, Fraud, Waste and Abuse." In the memorandum you stated that all Internal Revenue Service employees have an obligation to report misconduct, fraud, waste, and abuse. The IRS has a stringent policy that guarantees employees freedom from reprisal when they report such action. You further stated that every employee should take proactive steps to report wrongful actions. Apparently, I was mistaken to have relied upon your memorandum as a commitment to protect me from reprisal or other adverse treatment."

"I used to believe that the IRS, as an agency, "scrupulously observes taxpayer rights." I used to believe that the IRS administers the federal income fairly and legally. I used to believe that the IRS would not knowingly trample on the rights of innocent Americans just to preserve the income tax system. It is with great sadness that I say I no longer hold any of those beliefs."

Joe Banister appears to be a man of principle and conscience. He has given up a lot for integrity’s sake. Surely this will go well for him in his final judgment. I for one applaud his efforts and others like him.

What is the legitimate purpose of government?

The Declaration of Independence
reminds us that governments are instituted among men to secure
the rights of life, liberty and property. (Property was replaced with
“pursuit of happiness” in a last minute attempt to include abstract rights
such as falling in love.) Our right to life is based on the assumption that
each of us “owns” our own body, hence our body can be considered to be
property. Liberty is the power to utilize our property in any way we wish,
without requiring us to seek government approval. Ergo, the fundamental
reason for government is to assist us in protecting our property.To anyone
with a lick of sense, this concept is self-evident.
Easier said than done! In Federalist #51, James Madison observes that,
“If men were angels, no government would be necessary. If angels were to
govern men, neither external nor internal controls on government would
be necessary. In framing a government which is to be administered by
men over men, the great difficulty lies in this: you must first
enable the government to control the governed; and in
the next place oblige it to control itself.”

Tuesday, July 29, 2008

To succeed in the business world, Kevin Wessell, CEO of 1-800-Company.com, recommends individuals form a corporation or limited liability company (LLC) and build business credit, rather than risking personal credit. Wessell, a nationally renowned business expert, provides tips and insight for those interested in forming a business, helping them start on the correct path.



When starting a business, many people consider taking out a personal loan, maxing out their credit cards, borrowing from a family member, using their life savings, or even taking on a partner.

"But think twice before doing so," Wessell says. "With these options you risk going into debt, harming your personal credit history and even falling prey to lawsuits."

According to Wessell, the first step to success is forming a corporation or LLC. Wessell recommends forming a Nevada Corporation or LLC for the maximum personal asset protection and lowest tax base. "If they form a corporation or form a LLC and build business credit, they can get cash to cover start-up business expenses or grow their business. They can secure cash lines of credit to operate their business and cover automobile and equipment leases without a personal guarantee or personal credit check. They may also be able to obtain lines ranging from $50,000 up to $5 million," Wessell says. "Unsecured lines of credit can be obtained, though naturally, they are the most challenging."

The next item to think about is how long it takes to build credit for a business. "If someone starts building corporate credit from scratch it may take four or five years, whereas if they use a professional business credit building service or purchase an aged company or shelf corporation - an existing company that was formed months or years ago - it can take as little as 30 to 90 days," Wessell says.

Some people say business credit cannot be built separately from personal credit and that there is no way to speed up the credit building history. Wessell strongly disagrees.

"We have an enormous list of satisfied clients. We've been helping people form their own corporations and accelerate the building of their business credit for over 30 years.

In order to reduce the amount of time they have to wait to obtain business credit, many new business owners take advantage of these accelerated credit building programs and corporations that are already created with pre-established credit histories.

"In this modern-day economy, there simply isn't the luxury afforded to slowly build up a company. The competition is looking for fast funding in order to build and take over the marketplace," Wessell says. "One of the most important items a company needs in order to achieve success and rapid growth is a capital infusion, and this is where business credit is often critical to the success or failure of a company."

Wednesday, July 23, 2008

Who Creates our problems??

Politicians are the only people in the world who create problems and then
campaign against them.

Have you ever wondered why, if both the Democrats and the Republicans are
against deficits, WHY do we have deficits?

Have you ever wondered why, if all the politicians are against inflation
and high taxes, WHY do we have inflation and high taxes?

You and I don't propose a federal budget. The president does.

You and I don't have the Constitutional authority to vote on
appropriations. The House of Representatives does.

You and I don't write the tax code, Congress does.

You and I don't set fiscal policy, Congress does.

You and I don't control monetary policy, the Federal Reserve Bank does.

One hundred senators, 435 congressmen, one president, and nine Supreme
Court justices 545 human beings out of the 300 million are directly,
legally, morally, and individually responsible for the domestic problems
that plague this country.

I excluded the members of the Federal Reserve Board because that problem
was created by the Congress. In 1913, Congress delegated its
Constitutional duty to provide a sound currency to a federally chartered,
but private, central bank.

I excluded all the special interests and lobbyists for a sound reason.
They have no legal authority. They have no ability to coerce a senator, a
congressman, or a president to do one cotton-picking thing. I don't care
if they offer a politician $1 million dollars in cash. The politician has
the power to accept or reject it. No matter what the lobbyist promises,
it is the legislator's responsibility to determine how he votes.

Those 545 human beings spend much of their energy convincing you that
what they did is not their fault. They cooperate in this common con
regardless of party.

What separates a politician from a normal human being is an excessive
amount of gall. No normal human being would have the gall of a Speaker,
who stood up and criticized the President for creating deficits. The
president can only propose a budget. He cannot force the Congress to
accept it.

The Constitution, which is the supreme law of the land, gives sole
responsibility to the House of Representatives for originating and
approving appropriations and taxes. Who is the speaker of the House? She
is the leader of the majority party. Fellow House members, not the
president, can approve any budget they want. If the president vetoes it,
they can pass it over his veto if they agree to.

It seems inconceivable to me that a nation of 300 million can not replace
545 people who stand convicted -- by present facts -- of incompetence and
irresponsibility. I can't think of a single domestic problem that is not
traceable directly to those 545 people. When you fully grasp the plain
truth that 545 people exercise the power of the federal government, then
it must follow that what exists is what they want to exist.

If the tax code is unfair, it's because they want it unfair.

If the budget is in the red, it's because they want it in the red.

If the Army & Marines are in IRAQ, it's because they want them in IRAQ.

If they do not receive social security but are on an elite retirement
plan not available to the people, it's because they want it that way.
There are no insoluble government problems.

Do not let these 545 people shift the blame to bureaucrats, whom they
hire and whose jobs they can abolish; to lobbyists, whose gifts and
advice they can reject; to regulators, to whom they give the power to
regulate and from whom they can take this power. Above all, do not let
them con you into the belief that there exists disembodied mystical
forces like 'the economy,' 'inflation,' or 'politics' that prevent them
from doing what they take an oath to do.

Those 545 people, and they alone, are responsible.

They, and they alone, have the power.

They, and they alone, should be held accountable by the people who are
their bosses
provided the voters have the gumption to manage their own employees.

By Charlie Reese -Charlie Reese is a former columnist of the Orlando Sentinel Newspaper

Monday, July 21, 2008

New way to pay

A new study has found that the new "wave-and-pay" options at checkout terminals is not yet the smart card killer solution that industry leaders had expected. Consumers are largely in the dark when it comes to understanding and embracing the new contactless technology. Auriemma Consulting Group found that only 3% of the population is familiar with the new technology. However, after reading an explanatory paragraph about contactless payments technology, consumers were 7 times more likely to want a contactless card than before they read the description. Furthermore, after reading the description of the technology, 63% of consumers would use a contactless card more than a standard credit card because of its “cool new technology” and 67% of consumers would use a contactless card more than a standard card due to its “ease of use.” About 23% of consumers would not use contactless cards because of concerns of identity theft; a robust education-focused campaign should address this concern.

Teen ID Theft

Young consumers are seriously at risk for identity theft. A new survey shows there are nine million identity theft victims annually, one third of whom are between 18 and 29 years old. To help minimize credit exposure, CreditReport.com recommends consumers shred all documents with personally identifying information, protect Social Security numbers, not to carry unnecessary cards, opt out of pre-approved credit and insurance offers, protect your mail and mailboxes and to protect your computer by using anti-virus software. Additional measures recommended by
CreditReport.com include using strong PINs/passwords, changing them frequently, monitoring accounts between statements and to maintain privacy when writing checks or using a debit/ATM machine. Moreover, the consumer website recommends keeping tabs on your credit through credit monitoring services, most of which offer free-trial periods, to protect from identity theft. For a free annual credit report

Info about credit card use


-- Moving balances from one card to another can make your overall debt temporarily appear lower, if you time it just right. A higher score can mean a lower mortgage, auto or card interest rate.

Keep credit card balances under 40% of the credit line or ask for a credit line increase to lower your percentage. Either way it will boost your credit score

Going over your credit limit at any time, even during a billing cycle, can cost a fee. Play it safe - always stay 10% or more under your credit limit.

Stuff offered on the Internet with unbelievable prices may have been purchased with stolen credit cards. These same cyber-criminals also want to capture your credit card info when you purchase the stuff from them.

Signing up for a store card can give you a big discount on a major purchase. Just make sure you close the account after you clear the balance unless you intend to use it later.

When forking your card over for a transaction make sure you see how it is handled and that it is not scanned or swiped by two machines. Crooks can duplicate your card with skimmed data.

Thursday, July 17, 2008

Johns Hopkins


Cancer Update from Johns Hopkins

1. Every person has cancer cells in the body. These cancer cells do not show up in the standard tests until they have multiplied to a few billion. When doctors tell cancer patients that there are no more cancer cells in their bodies after treatment, it just means the tests are unable to detect the cancer cells because they have not reached the detectable size.

2. Cancer cells occur between 6 to more than 10 times in a person's lifetime

3. When the person's immune system is strong the cancer cells will be destroyed and prevented from multiplying and forming tumors.

4. When a person has cancer it indicates the person has multiple nutritional deficiencies. These could be due to genetic, environmental, food and lifestyle factors.

5. To over come the multiple nutritional deficiencies, changing diet and including suppl ements will strengthen the immune system.

6. Chemotherapy involves poisoning the rapidly-growing cancer cells and also destroys rapidly-growing healthy cells in the bone marrow, gastro-intestinal tract etc, and can cause organ damage, like liver, kidneys, heart, lungs etc.

7. Radiation while destroying cancer cells also burns, scars and damages healthy cells, tissues and organs.

8. Initial treatment with chemotherapy and radiation will often reduce tumor size. However prolonged use of chemotherapy and radiation do not result in more tumor destruction.

9 When the body has too much toxic burden from chemotherapy and radiation the immune system is either compromised or destroyed, hence the person can succumb to various kinds of infections and complications.

10. Chemotherapy and radiation can cause cancer cells to mutate and become resistant and difficult to destroy. Surgery can also cause cancer cells to spread to other sites.

11. An effective way to battle cancer is to starve the cancer cells by not feeding it with the foods it needs to multiply.


CANCER CELLS FEED ON:


a. Sugar is a cancer-feeder. By cutting off sugar it cuts off one important food supply to the cancer cells. Sugar substitutes like NutraSweet, Equal, Spoonful, etc are made with Aspartame and it is harmful. A better natural substitute would be Manuka honey or molasses but only in very small amounts. Table salt has a chemical added to make it white in color.
Better alternative is Bragg's aminos or sea salt.

b. Milk causes the body to produce mucus, especially in the gastro-intestinal tract. Cancer feeds on mucus.
By cutting off milk and substituting with unsweetened soy milk cancer cells are being starved.

c. Cancer cells thrive in an acid environment. A meat-based diet is acidic and it is best to eat fish, and a little chicken rather than bee f or pork. Meat also contains livestock antibiotics, growth hormones and parasites, which are all harmful, especially to people with cancer.

d. A diet made of 80% fresh vegetables and juice, whole grains, seeds, nuts and a little fruits help put the body into an alkaline environment. About 20% can be from cooked food including beans. Fresh vegetable juices provide live enzymes that are easily absorbed and reach down to cellular levels within 15 minutes to nourish and enhance growth of healthy cells. To obtain live enzymes for building healthy cells try and drink fresh vegetable juice (most vegetables including bean sprouts)and eat some raw vegetables 2 or 3 times a day. Enzymes are destroyed at temperatures of 104 degrees F (40 degrees C).

e. Avoid coffee, tea, and chocolate, which have high caffeine. Green tea is a better alternative and has cancer-fighting properties. Water-best to drink purified water, or filter ed, to avoid known toxins and heavy metals in tap wat er. Distilled water is acidic, avoid it

12. Meat protein is difficult to digest and requires a lot of digestive enzymes. Undigested meat remaining in the intestines become purified and leads to more toxic buildup.

13. Cancer cell walls have a tough protein covering. By refraining from or eating less meat it frees more enzymes to attack the protein walls of cancer cells and allows the body's killer cells to destroy the cancer cells.

14. Some supplements build up the immune system (IP6, Flor-ssence, Essiac, anti-oxidants, vitamins, minerals, EFAs etc.) to enable the bodies own killer cells to destroy cancer cells. Other supplements like vitamin E are known to cause apoptosis, or programmed cell death, the body's normal method of disposing of damaged, unwanted, or unneeded cells.

15.. Cancer is a disease of the mind, body, and spirit. A proactive and positive spirit will help the cancer warrior be a surviv or. Anger, unforgiveness and bitterness put the body into a stressful and acidic environment. Learn to have a loving and forgiving spirit. Learn to relax and enjoy life.

16. Cancer cells cannot thrive in an oxygenated environment. Exercising daily, and deep breathing help to get more oxygen down to the cellular level. Oxygen therapy is another means employed to destroy cancer cells.


PLEASE FORWARD IT TO PEOPLE YOU CARE ABOUT

1. No plastic containers in micro.

2. No water bottles in freezer.

3. No plastic wrap in microwave.

Johns
Hopkins has recently sent this out in its newsletters. This information is being circulated at Walter Reed Army Medical Center as well.

Dioxin chemicals cause cancer, especially breast cancer.

Dioxins are highly poisonous to the cells of our bodies.

Don't freeze your plastic bottles with water in them as th is releases dioxins from the plastic.
Recently, Dr. Edward Fujimoto, Wellness Program Manager at Castle Hospital , was on a TV program to explain this health hazard.
He talked about dioxins and how bad they are for us.
He said that we should not be heating our food in the microwave using plastic containers.

This especially applies to foods that contain fat. He said that the combination of fat, high heat, and plastics releases dioxin into the food and ultimately into the cells of the body. Instead, he SAYS, use glass, such as Corning Ware, Pyrex or ceramic containers for heating food. You get the same results, only without the dioxin. So such things as TV dinners, instant ramen and soups, etc., should be removed from the container and heated in something else.

Paper isn't bad but yo u don't know what is in the paper. It's just safer to use tempered glass, Corning Ware, etc. He reminded us that a while ago some of the fast food restaurants moved away from the foam containers to paper.
The dioxin problem is one of the reasons.

Also, he pointed out that plastic wrap, such as Saran, is just as dangerous when placed over foods to be cooked in the microwave.. As the food is nuked, the high heat causes poisonous toxins to actually melt out of the plastic wrap and drip into the food.
Cover food with a paper towel instead

This is an article that should be sent to anyone important in your life!


Wednesday, July 16, 2008

U.S news media keeps us in the dark.

I had heard stories about the media being told what to report and what not to.


Iraq:
What would happen if the U.S. won a war but the media didn't tell the American public? Apparently, we have to rely on a British newspaper for the news that we've defeated th e last remnants of al-Qaida in Iraq.



London's Sunday Times called it "the culmination of one of the most spectacular victories of the war on terror." A terrorist force that once numbered more than 12,000, with strongholds in the west and central regions of Iraq, has over two years been reduced to a mere 1,200 fighters, backed against the wall in the northern city of Mosul.
The destruction of al-Qaida in Iraq (AQI) is one of the most unlikely and unforeseen events in the long history of American warfare. We can thank President Bush's surge strategy, in which he bucked both Republican and Democratic leaders in Washington by increasing our forces there instead of surrendering.
We can also thank the leadership of the new general he placed in charge there, David Petraeus, who may be the foremost expert in the world on counter-insurgency warfare. And we can thank those serving in our military in Iraq who engaged local Iraqi tribal leaders and convinced =2 0 them America was their friend and AQI their enemy.
Al-Qaida's loss of the hearts and minds of ordinary Iraqis began in Anbar Province, which had been written off as a basket case, and spread out from there.
Now, in Operation Lion's Roar the Iraqi army and the U.S. 3rd Armored Cavalry Regiment is destroying the fraction of terrorists who are left. More than 1,000 AQI operatives have already been apprehended.
Sunday Times reporter Marie Colvin, traveling with Iraqi forces in Mosul, found little AQI presence even in bullet-ridden residential areas that were once insurgency strongholds, and reported that the terrorists have lost control of its Mosul urban base, with what is left of the organization having fled south into the countryside.
Meanwhile, the State Department reports that Iraqi Prime Minister Nouri al-Maliki's government has achieved "satisfactory" progress on 15 of the 18 political benchmarks — a big change for the better from a year ago.
Things are goi ng so well that Maliki has even for the first time floated the idea of a timetable for withdrawal of American forces. He did so while visiting the United Arab Emirates, which over the weekend announced that it was forgiving almost $7 billion of debt owed by Baghdad — an impressive vote of confidence from a fellow Arab state in the future of a free Iraq.
But where are the headlines and the front-page stories about all this good news? As the Media Research Center pointed out last week, "the CBS Evening News, NBC Nightly News and CNN's Anderson Cooper 360 were silent Tuesday night about the benchmarks" that signaled political progress.
The war in Iraq has been turned around 180 degrees both militarily and politically because the president stuck to his guns. Yet apart from IBD, Fox News Channel and parts of the foreign press, the media don't seem to consider this historic event a big story.

Tuesday, July 15, 2008

Making a come back




This is our new look. We are very excited to reopened again after the fire that we had in December. I know how hard it is to get a business up and running, every time you turn around someone is wanting money. If you are like we are and live in a small community there are charity events and kids selling things all the time. Here are a few ideas that might help without having to dish out money.
  1. Let the kids wait on tables and do the dishes for one night. It's a win win the kids families come for dinner which makes you money and the kids keep the tip money. Ask one of your waitresses to donate their time to help.
  2. Go to the school and ask to let the kids sell your gift cards. Give each child one or two gift cards worth twenty dollars, they sell the cards for twenty bucks and keep 10% for their fundraiser. Thats 18.00 to you.

Sunday, July 13, 2008

Small Business Owners

Hello everyone,
I'm have a small cafe in Claude, Tx . (Claude is 30 mile east of Amarillo). I have found a company that has great rates that allow me to accept Visa and M/C.